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   78 Reviews
1524 Fulkerth Road
Turlock, CA 95380
(209) 572-2301
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Recent Reviews:


Riverbank, CA
The team at Scenic Oaks Funding is so awesome! You can tell they love what they do and truly want to help people finance their dreams. Especially Sonia who walked us through each step. She made financing our first home such an easy yet memorable experience. Thank you again for all your help!
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Modesto, CA
This was one of the most memorable experiences we had, Sonia is amazing to work with! Thank you Sonia for all your Help!
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Merced, CA
I recently worked with Sonia Garibay to secure a mortgage for my new home, and I couldn't be happier with the experience. From the very beginning, she was incredibly knowledgeable and responsive. She helped me find the best loan options that fit my financial situation, walked me through each step of the process, ensuring I understood the details and felt comfortable with my decisions. She also kept me updated throughout, which really put my mind at ease. Thanks to Sonia, I was able to secure a great rate and close on time. I highly recommend her to anyone in need of a mortgage loan originator. It truly was a fantastic experience.
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Turlock, CA
Great communication and follow up.
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Hughson, CA
The team was all very friendly and helpful! They made the process very smooth and Sonia helped me do much I will definitely recommend my friends and family to go here!
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Modesto, CA
Sonia was referred to me and was extremely helpful throughout the entire process. I had many question and needed assistance many times. I really appreciated her patience , knowledge, and availability.
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Turlock, CA
Sonia was amazing, she got the loan done in record time!!
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Turlock, CA
Sonia is always available. She is outstanding at her trade.
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California City, CA
Porque son Sonia y su equipo son muy eficientes Sonia no se da por vencida fácilmente ella para mi es una guerrera triumfadora.
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Turlock, CA
The entire process was stress free, from the start to the end.
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Turlock, CA
Sonia was extremely helpful in my loan process. She went above and beyond to complete my loan in a prompt manner. I would wholeheartedly recommend her and Scenic Oaks to friends and family.
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Antioch, CA
What’s an amazing experience, specially because they make us feel like family and they are very professional since the beginning, we really appreciate all your time and patience to help us through this process to make our dreams come through. Happy with our experience with this team everyone was so helpful always available to answer any questions and help us to get what we was looking for. I will definitely will recommend you with my friends and family.
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Turlock, CA
I want to thank you for making my dream come true
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Turlock, CA
My first time home buyer had a great home buying experience. His loan officer was Sonia Garibay and she was excellent to work with. She was able to help guide the first time home buyer through the loan process and it worked out great! I was able to give the key's to the buyer early. This was so exciting to help make dreams come true. Sincerely, Amber LaVal Martinez
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Hughson, CA
With being a first time home buyer I was concerned buying a house would be a difficult task, but my loan officer Sonia walked me through the whole process and made the experience effortless. She kept me informed ever step of the way and was very efficient. 10/10
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Modesto, CA
Sonia did a great job!! Great communication. Really enjoyed working with her.
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Turlock, CA
The Professionalism, Knowledge & Support That Scenic Oaks Employees Provides me and the Clients we Serve is Tops in Our Industry.
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Ceres, CA
Working with Sonia was a very pleasant experience
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Fresno, CA
Buying a home can a daunting process. But Scenic Oaks and their team was with us every step of the way. Sonia was knowledgeable and prompt. I appreciated how communicative she was. Overall, we were very happy with the service Scenic Oaks provided.
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Keyes, CA
My experience was great! Sonia was very helpful throughout the whole process, constantly keeping me up to date with papperwork and anything that was needed. I would 100 percent recommend her to anyone needing a loan! She positive and has a great attitude
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